Article provided by: Mac James Motors

used car dealers Fort Saskatchewan

used car dealers Fort Saskatchewan

In 2017, 107 million Americans had existing auto loans, according to a report by CNN. This number translates to forty-three percent of the American population. This percentage was a significant variation from the eighty million people who had auto loans as per a study in 2012. Six million people stay behind their regular payment by at least ninety days and risk the possibility of repossession.

Most people do not know how to choose the best financing option. While it may seem as though alternating between a bank and a dealer does not have a significant impact, the numbers will prove otherwise. Neither a bank nor a dealer is inherently better. The particulars of your situation should guide you to choose one that will save both money and time.

Financing through used car dealers in Fort Saskatchewan

A dealer arranged financing option has the same working protocol as bank financing. The main difference is that the dealer will do a lot of the work on your behalf. They will fill out the credit application and submit it to their best lending partner. Alternatively, they can send it to multiple lenders, to give you an array of options in interest rates.

Our dealership is different from the typical financing option because we have a specialty of working with people who will not get a loan through the normal channel. Our in house system has a secure down payment and interest rate that will solve your financial woes. 

Benefits of choosing a dealer over a bank

You do not have to shop around for the best lending system. Mac James has the perfect lending system for your particular credit score. This case means that you only get to deal and shop in one place.

You may get a better buyer incentive program that you would from a bank, such as cashback bonuses on specific car models 

What to avoid while working with a dealer


used car dealers Fort Saskatchewan
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Mac James Motors
9111 34A Ave NW
Edmonton AB T6E 5T6

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used car dealers Fort Saskatchewan